Scams and fraud are widespread on P2P payments app Zelle but the US banks backing the app say returning money to defrauded customers is not their responsibility (New York Times)

New York Times:
Scams and fraud are widespread on P2P payments app Zelle but the US banks backing the app say returning money to defrauded customers is not their responsibility  —  Zelle, the payments platform used by millions of customers, is a popular target of scammers.